Finance Company

A finance company is an organization that makes loans to individuals and businesses. Unlike a bank, a finance company does not receive cash deposits from clients, nor does it provide some other services common to banks, such as checking accounts. Finance companies make a profit from the interest rates (the fees charged for the use of borrowed money) they charge on their loans, which are normally higher than the interest rates that banks charge their clients.

Financing and Loans

Many finance companies lend to clients who cannot obtain loans from banks because of a poor credit history (the record of an individual’s payments to the institutions who have loaned him money in the past). Such clients secure their loans with finance companies by offering collateral (by pledging to give the company a personal asset, or possession, of equal value to the loan if payment on the loan is not made).

Countries we operate in

  • Germany
  • Malta
  • Monaco
  • Netherlands
  • Oman
  • Turkey
  • United Kingdom

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